Wood

How to safely use your wood burning fireplace this winter

After a day on the ski hill or an afternoon of shoveling, there’s nothing quite like warming up by a wood burning fireplace. To enjoy your fire with peace of mind, take the proper steps to protect your family and your home from potential hazards like chimney fires and accidental burns. If you’re using a wood or pellet stove, you’ll want to do some additional research so you’re familiar with how operate it safely. Otherwise, here’s everything you need to know to safely enjoy your wood burning fireplace and stay warm during the next polar vortex (...)

Read more

Rental Car Coverage

Rental Car Coverage. Do you need to purchase extra?

When you’re renting a car you never want to worry whether or not you have the right insurance coverage and if you will be properly covered in the event of a collision. But you also don’t want to feel like you are overpaying, or duplicating coverage you already have! The rental company’s extra coverage might make sense in some cases, however you may be covered by your existing car insurance policy, or even through your credit card — particularly if you will be renting the vehicle in Canada or the United States (...)

Read more

Workplace Accidents

Five most common workplace accidents on construction sites

Workplace injuries and fatalities on construction sites are occurring at alarming rates in Canada. In 2015 alone, 26,000 Canadian construction workers were injured on the job and 186 were fatally injured. This article outlines the five most common workplace accidents and injuries on construction sites and provides suggestions on how to prevent them to protect your employees and your business (...)

Read more

Cannabis and insurance

Cannabis is legal now. How does this affect your insurance?

Canada has officially legalized recreational cannabis use as of October 17, 2018. It’s a societal shift that has left many industries scrambling to figure out how to position themselves in this brave new world. How will school curriculum's introduce education around responsible consumption? How will restaurants incorporate edibles into their menus? What will legalization mean for tourism? How will cannabis products be marketed to the public - a government website for Ontario residents. The big question though, is how are insurance companies responding to this legalization (...)

Read more

Workplace materials

Storing construction materials and equipment off-site

Construction businesses face many risks - and these risks aren’t limited to construction sites. If you rent or own an off-site facility to store equipment and building materials or to use as a temporary office, it’s important to make sure these facilities are protected against potential risks. In the event of a loss, your business could suffer downtime and lost revenue. Whether inside or outside, all sites storing your property should be checked regularly (...)

Read more

Intact App

New Intact Insurance App for your policy documents

You’ve just had water damage or a fender bender. Finding your insurance documents or broker’s phone number shouldn’t be an added ordeal. To make managing these stressful times a bit easier, and to adapt our services to your needs and schedule, Intact Insurance has developed an app that allows you to access your insurance information on your smartphone or tablet. You can also connect to your account on your computer via the Client Center. Our goal? To be there when you need us. So that you have more time for what really matters (...)

Read more

Dashboard Cameras

Are dashboard cameras worth purchasing for insurance?

You’ve probably read about it in countless online articles dedicated to cars or technologies: dashboard cams are becoming increasingly popular. As technological advances continue to make dash board cameras smaller, cheaper and higher quality, you may be tempted to join the ten percent of Canadian drivers who have already embraced the trend and installed one in their car. They’re a must for some and a futile gadget for others. To help you out, we came up with the pros and cons to consider before making a decision (...)

Read more

Product Liability

What is product liability, and does your business need it?

If your business makes or sells products via a storefront or e-commerce website, you have a responsibility for the quality and safety of those products. If one of those products causes harm to a customer, or causes property damage, you could find yourself in the middle of an expensive and time-consuming lawsuit. To avoid massive financial hardships, its important to have a product liability policy in place, which can help mitigate the costs associated with lawsuits filed against your company (...)

Read more

Red Light Cameras

How do red light cameras work?

Red light cameras are designed to photograph vehicles that enter a specific intersection after the traffic light has turned red. If you’ve been sitting in the intersection waiting to turn left since the light was green or yellow and it goes red as you’re turning, you’re probably safe. If you’re turning right at a red light, you could trigger the camera if you don’t stop and take the time to look both ways before moving into the intersection. Generally speaking, red light cameras are either mounted on a free-standing pole (...)

Read more