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Auto Insurance

Protect yourself on the road with the right policy at the right price. Anytime you drive there is a chance something can go wrong. You may damage other people’s property, accidentally cause an injury or worse to yourself or other drivers, passengers or pedestrians.


Home Insurance

A house is often the single largest financial investment you can make. Without insurance, your most valuable asset is vulnerable to fire, theft and other disasters. Home insurance can help you pay for big expenses you couldn’t afford after a disaster.


Business Insurance

In a nutshell, commercial general liability insurance, or CGL, is coverage that will protect your business in the event that you are sued. It is often used to cover claims against your business for injury or property damage.


Life Insurance

We are an independent life insurance broker, our dedicated staff can help you choose the best policy at a competitive price. We know the life insurance market inside and out. We use that industry knowledge to get you the best fit coverage.


Bike Insurance

Get outside during the summer months with a motorcycle! We have insurance companies that can provide competitive rates for new and experienced riders. Discounts are available for multi-line policies, rider training, and so much more.


Farm Insurance

Having our offices based out of small rural centers our staff have a good grasp on farm insurance, and understand all of the added exposures when dealing with this type of coverage.


Marine Insurance

The most comprehensive insurance coverage available for all types of boats. Our insurance brokers act as your personal adviser providing expert advice and customized coverage for your personal needs.


Lifestyle Insurance

All terrain vehicles, snowmobiles, side by sides, remote controlled aircraft’s, and more! We can insure almost all of your toys within our brokerage. If your auto or home policies are within our brokerage you can save more


Trailer Insurance

Utility trailers, camper trailers, horse trailers or even park model trailers permanently parked at a campground, we can find insurance for you. Trailers can either be added to your auto policy, or put on their own specialized policy.

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Facebook Posts

Does turning 25 affect your car insurance? What are some other coverage options to consider, and possible discounts? Find out more: ... See MoreSee Less

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It was the first day of #summer yesterday, get out there and enjoy it! ... See MoreSee Less

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HMS Insurance has access to policies for fitness instructors and complete gym facilities. Which includes Crossfits, yoga, Pilates, dancing, Can-Fit-Pro, and so much more! ... See MoreSee Less

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Don't bring down the house this summer from an out of control barbecue mishap. Find a safe location, check your lines, get a fire extinguisher, and clean that grill! ... See MoreSee Less

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Blog Posts

risky-young-driver Auto Insurance Decrease at Age 25? - Assuming that you have a good driving record, once you turn 25 years old your insurance premiums typically decrease. From the perspective of insurance companies, at the age of 25 you are considered to be an experienced driver and are less likely to be involved in an accident, and you've most likely been driving for several years. Subsequently it makes renting a car much easier and cheaper (...)