Going on Vacation?

Need medical coverage, baggage coverage, or trip cancellation protection? We can help make your vacation or snowbird lifestyle more care free.

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Involved in a claim?

Give our office a call so we can start the process, This is exactly why you have insurance.

Report a claim

Need insurance for your Business?

Whether you’re on a farm, own a store front, operate a roofing business, are a gym trainer, or whatever the case, we can find coverage fit for you!

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Like how we operate our business? Don’t like us? Let us know either way.

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Coverage for high risk drivers

Has your insurance company stopped covering you? Too many tickets, accidents, or suspensions? We can help find coverage fit for you.

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Newsletter

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Auto Insurance

Protect yourself on the road with the right policy at the right price. Anytime you drive there is a chance something can go wrong. You may damage other people’s property, accidentally cause an injury or worse to yourself or other drivers, passengers or pedestrians.

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Home Insurance

A house is often the single largest financial investment you can make. Without insurance, your most valuable asset is vulnerable to fire, theft and other disasters. Home insurance can help you pay for big expenses you couldn’t afford after a disaster.

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Business Insurance

In a nutshell, commercial general liability insurance, or CGL, is coverage that will protect your business in the event that you are sued. It is often used to cover claims against your business for injury or property damage.

Life

Life Insurance

We are an independent life insurance broker, our dedicated staff can help you choose the best policy at a competitive price. We know the life insurance market inside and out. We use that industry knowledge to get you the best fit coverage.

Bike

Bike Insurance

Get outside during the summer months with a motorcycle! We have insurance companies that can provide competitive rates for new and experienced riders. Discounts are available for multi-line policies, rider training, and so much more.

Farm

Farm Insurance

Having our offices based out of small rural centers our staff have a good grasp on farm insurance, and understand all of the added exposures when dealing with this type of coverage.

Boat

Marine Insurance

The most comprehensive insurance coverage available for all types of boats. Our insurance brokers act as your personal adviser providing expert advice and customized coverage for your personal needs.

ATV

Lifestyle Insurance

All terrain vehicles, snowmobiles, side by sides, remote controlled aircraft’s, and more! We can insure almost all of your toys within our brokerage. If your auto or home policies are within our brokerage you can save more

Trailer

Trailer Insurance

Utility trailers, camper trailers, horse trailers or even park model trailers permanently parked at a campground, we can find insurance for you. Trailers can either be added to your auto policy, or put on their own specialized policy.

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Blog Posts

UberX Insurance UberX Auto Insurance Available With Aviva - Since the introduction of ride-sharing programs such as UberX entering the market place, the broker community and HMS Insurance have been concerned with auto insurance coverage gaps. A traditional auto insurance policy won't cover your vehicle or any liability exposures once you start using it for commercial use - UberX. In fact, if your insurance company finds out that you have been operating your vehicle for UberX, they can cancel (...)