In your home or on the road, we’ve got insurance for all the things you love.
Auto Insurance
No matter what kind of vehicle you drive, we’ve got lots of different options to help you save money on car insurance.
More about Auto Insurance
Marine Insurance
Summer is more fun out on the water! From bowriders to runabouts, jet skis to pontoons, we’ve got coverage that’ll float your boat.
More about Marine Insurance
Home Insurance
Own or rent a house, apartment, condo or cottage? We have fantastic coverage and rates for your home and everything inside.
More about Home Insurance
Bike Insurance
We insure all kinds of bikes. Get the coverage you need in minutes. More experienced riders can bundle their home or auto insurance and save.
More about Bike Insurance
Business Insurance
We can customize coverage to your unique business needs, no matter how big or small. We have many available options.
More about Business Insurance
Landlord Insurance
All the coverage you need to protect your rental property from the unexpected. Multi-unit buildings, short or long term rentals.
More about Landlord Insurance
Farm Insurance
Coverage for your buildings, equipment, crops, livestock, on-site markets and other things critical to running your farm.
More about Farm Insurance
Travel Insurance
Heading down south for the winter or somewhere else? We’ve got affordable coverage for emergency medical, trip cancellation, etc.
More about Travel Insurance
Why choose us to be your insurance broker?
HMS Insurance is an excellent choice for your insurance needs because we combine knowledgeable, personalized advice with access to a broad range of insurance markets. Our experienced team takes the time to understand your unique circumstances, identify potential gaps in coverage, and recommend insurance solutions that provide the right protection—not simply the lowest price. With a strong commitment to service, advocacy, and long-term client relationships, HMS Insurance is a brokerage you can trust to be there when you need us most.
How does HMS Insurance work?
Our brokerage works with you to find coverage fit for you. We gather your information, shop your account with the insurance companies we work with, and compare the available options for coverage and price. Unlike a direct insurers, which sells its own insurance products, or an agent who represents only one insurance company, our brokerage can offer options from multiple insurers. This gives you more choice, while providing a local advisor who knows your needs and is there to help before, during, and after a claim.
Tell us about yourself
Answer a few short online questions to start your quote, or give us a call, and we’ll ask you some questions over the phone. You can also request a callback from us.
Speak with a broker
If you chose to get your estimate online or contacted one of our brokers, we’ll get back to you as soon as possible to finalize your customized quote.
Details explained
Once we have all the information we need, we’ll send you your quote, and take the time to explain the coverages you’re getting in your policy.
Arranging coverage
Once you’ve read and understood your customized insurance quote, we can activate your coverage right away.
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