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Terms of Use

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Terms of Use – The information contained on the pages of this site is subject to modification and update from time to time without notice.

Other World Wide Web sites that may be accessed from this site by hypertext links are entirely independent of the site. The inclusion of any site acknowledgments, identification of any person or entity in the site, or any hypertext link to another person or entity shall not, in any manner, be construed as an endorsement of such person’s or entity’s World Wide Web site, products, services, or contributions to the site.

Other World Wide Web sites which may provide access to this site by hypertext links are entirely independent of this site. Any direction by a third party to this site shall not, in any manner be construed as an endorsement by HMS Insurance Brokers and Finanical Services Inc. of such party’s World Wide Web site, products or services.

Use of the site

The site does not, and it is not intended to, provide any insurance, or legal advice, and shall not be relied upon by you in that regard.

You agree that your use of the site shall be on an “as is” basis entirely at your risk. Neither HMS Insurance Brokers and Finanical Services Inc., nor any of its affiliated companies, nor any officer, director, or employee thereof, nor any other person associated with the creation of the site or its contents, shall be liable or responsible to any person for any harm, loss or damage that may arise in any connection with your use of the site, including without limitation any direct, indirect, special, third party, or consequential damages. Without limiting the foregoing, HMS Insurance Brokers and Finanical Services Inc. shall not be responsible for any detrimental reliance that you may place upon the site or its contents whatsoever.