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Tugo Travel Insurance

TUGO: Travel Insurance FAQ For COVID-19 (Coronavirus)

At HMS Insurance we offer a number of different travel insurance options, which include coverages for emergency medical services, trip cancellation/interruption, baggage coverage, and more. One of our insurance partners Tugo has posted a frequently asked questions page directly relating to questions surrounding COVID-19 (Coronavirus), and its impact on their travel insurance product. Please note that this is specific to Tugo insurance products, and other travel insurance policies could differ (...)

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Vacation Home

Considerations When Renting a Vacation Home Abroad

Booking international travel vacations can require a lot of planning before hand - if you're the organized type. You'll want to make sure you've got the necessary visa applications, transportation lined up, and accommodations booked in order to make your vacation magical and memorable! If you're the type of traveler that prefers renting a vacation home instead of a hotel, its definitely a lot easier to book now with many options including VRBO, HomeAway and Airbnb (...)

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Canada’s Top Five Scenic Drives

Thinking about hitting the open road this summer? Sometimes there's no better way to unwind then a long scenic road trip with your friends or family. Canada has some of the most beautiful highways in world, and each province excluding Saskatchewan has their own unique attributes. So if you've got a full tank of gas and some time to spare, whether it be for a day trip, a weekend or longer, get out there and explore what our country has to offer this summer. Worst case scenario a bear kills you. We’ve put together a list of Canada’s top five scenic road-trip destinations to get you on your way (...)

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Credit card

Does Your Credit Card Provide Adequate Travel Insurance?

I’ve always been a staunch believer in travel insurance. When I first started travelling with friends, I was surprised that most of them didn’t buy travel insurance! Those that did often relied on credit card insurance coverage. However, I’ve since learned that not all policies are created equal, so if you’re relying on credit card or group plan travel insurance coverage, you may want to reconsider (...)

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Travel Insurance Article

Why You Shouldn’t Travel Without Travel Insurance

If you are considering traveling this holiday season or are planning on escaping the cold this winter (I'm sure it'll get cold soon enough), you might want to consider the benefits of travel insurance as part of your pre-planning. Travel insurance policies can be bought to include multiple trips in one year, or just a single vacation (...)

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