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Parking Lot Accidents

Parking lot accidents, who’s at fault?

Parking lots present a higher probability of being involved in an accident than other roadways or highways, particularly in winter when the asphalt is covered with ice and snow. The accidents themselves typically aren't severe given that the travel speeds, but it's still important to be extra mindful. It doesn't take a massive accident to cause extensive damage to your vehicle these days. The questions that we always get asked is, who's at fault if more than one vehicle is involved (...)

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No-fault Insurance

What is “no-fault” Car Insurance?

If you think having “no-fault” car insurance coverage means you’ll never be considered “at fault” for an accident, you’re not alone — that’s a pretty common misconception. But in the insurance world, “no-fault” means something a little different. “No-fault insurance” is the term used to describe the car insurance system that’s in place primarily in Ontario, Nova Scotia, New Brunswick, and PEI. The official name for this coverage is Direct Compensation Property Damage (...)

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Deer Accidents

Deer Accidents – How will your insurance respond?

Every fall the number of deer related accidents seem to rise and the statistics are staggering. Deer are known to have a mind of their own and can react unexpectedly when approached with a vehicle. In most cases, the only thing you have control over is your own reaction (...)

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