No matter how careful you are, sports related injuries are part of life as an athlete. Most athletes, or parents of athletes, are familiar with the drill- injury, ice, rest, physio. Injuries, and the resulting time on the side lines, can take its toll on players, coaches, teams and families. From a financial perspective, the frustrations can quickly turn to panic as the costs mount. Unfortunately, provincial health plans do not cover physio, and personal benefit plans can be quickly depleted. Wouldn’t it be great if there was a way to support your athletes in their recovery?
Home insurance is designed to protect you and your family when you need it most — but all policies have limits and exclusions, and you may want to add extra coverage or endorsements to make sure you’ll always be protected. In the insurance world, an “endorsement” is a change to the coverage outlined in your insurance policy. It can add or remove coverage, and it overrules any wording in the policy itself. A “rider” (also known as a floater) is an endorsement (...)