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Top reasons for home insurance to increase, and ways to save

Even if you’re a model customer with no claims, other reasons beyond your control could be pushing your premium up.Extreme weather events and catastrophes are more frequent. As forest fires, floods, storms, and other weather events become more frequent, they cause extensive damage, resulting in more costly claims. Municipal infrastructure is getting older. Outdated municipal infrastructure and a higher demand for water make sewer backups more frequent, resulting in more damage-related claims (...)

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insurance increase

Top reasons for car insurance to increase, and ways to save

Even if you’re a model customer with no claims, other reasons beyond your control could be pushing your premium up.Fraudulent claims are increasingly common. Fraudsters who stage accidents to make money are causing rates to increase across the country. In Ontario, the Insurance Bureau of Canada reports that fraud costs an estimated $1.6 billion per year (...)

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Auto Reform 2015

2015 Auto Reform

The Financial Services Commission of Ontario (FSCO) has just recently amended some of Ontario's automobile insurance regulations. FSCO is the governing body that licenses and regulates insurance companies in the province of Ontario. These changes will impact your auto policy within the next year with regards to coverage, deductibles, discounts, and the rating of minor accidents (...)

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Are You A Good Driver? – my Driving Discount

Isn't it frustrating knowing that you are a good driver, but you're paying really high insurance premiums based on your demographic, like the city you live in, your gender, the vehicle you drive, your age, and even your martial status. These are some of the factors that contribute to your insurance premium.

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