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Author: Brent

What About Vacant Homes?

Consider this very common scenario: You've been living in a home for five years, but have decided to upgrade to a bigger, nicer home across town. Your old home hasn't sold yet and is still listed on the market. Since you've already taken possession of your new home and have excitedly moved all your contents in, your old home is now left vacant temporarily (...)

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2016 Reform – Changes to the Accident Benefits Coverage

The Financial Services Commission of Ontario (FSCO) has released another auto insurance reform for 2016. Some of these changes might have affected your insurance policy already, such as the winter tire discount (January 1st), but most of these changes won't be effective until June 1, 2016. They consist of items like raising comprehensive deductibles and lowering interest payments (...)

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The Issues With Insuring Older Homes

If you own or are considering purchasing a home that's more than 30 years old, there may be some unexpected insurance requirements to consider. Updates to the plumbing, electrical, roof, and heating systems are the most common, and failure to meet the insurance companies requirements could result in you not getting a renewal or a new policy (...)

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Professional Liability

Professional Liability – What Is It, And When Do You Need It?

Every occupation comes with its own inherit risks, but any time professional advice is provided to the public that could result in emotional, mental, financial, or physical anguish, there should be a higher duty of care and the correct insurance policies in place. Professional occupations such as lawyers, accountants, healthcare providers, engineers, and even insurance brokers (...)

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Driverless - Bright Idea

Ethics Involving Driverless Cars | How Do You Insure Them?

It's hard to believe that driverless cars are actually going to become a reality in the not so distant future, with the earliest predictions for car manufacturers and regulations to be in 2020. Some manufacturers are even testing their driverless prototypes on public roads right now. Google has been operating a small fleet of Toyota Prius's (...)

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UberX Aviva Release

Uber Insurance Solutions From Aviva

As of January 6, 2016 Aviva Canada Inc. has announced that they are working on an insurance solution for UberX drivers, or for any other drivers that use their personal vehicles to transport paying passengers. This coverage is set to be available early February, as an endorsement placed on your current Aviva policy (...)

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Winter Driving Safety

Winter Car Maintenance

Winter weather can be challenging but being prepared will make sure you’re home, safe and dry, without disruption. The reliability of your car can suffer in severe weather conditions. We’ve put together a simple guide to help you avoid car trouble in the winter, helping you with interior, exterior, locks and hinges, and emergency survival kits (...)

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Travel Insurance Article

Why You Shouldn’t Travel Without Travel Insurance

If you are considering traveling this holiday season or are planning on escaping the cold this winter (I'm sure it'll get cold soon enough), you might want to consider the benefits of travel insurance as part of your pre-planning. Travel insurance policies can be bought to include multiple trips in one year, or just a single vacation (...)

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Hacker Article

Watch Out For Holiday Cyber Scams

The Christmas holidays are quickly approaching, and with it comes the largest shopping season of the year. You may choose to visit the shopping centers in person, and participate in hand to hand combat with your fellow shoppers, or you could stay in the comfort of your home and order online. Online shopping however does have its draw backs, it leaves you vulnerable for cyber threats (...)

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