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How to prevent a sewer back-up claim

The sound of running water can be soothing…unless that water is running somewhere it shouldn’t be, like your basement floor. Water damage is the leading cause of home insurance claims in Canada — and there are many ways unwanted water can end up in your home. One common cause of water damage is sewer backup, which happens when water begins to flow backwards into your home. Yes, this is just as unpleasant as it sounds. Not only does exposure to sewage pose a health hazard, but the clean-up process is extensive and costly (...)

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Building Limit

Is Your Building Limit Too High? How Do You Know What Is Accurate?

Have you ever looked at your insurance policy and thought that the building limit on your home was too high? If you were to sell your home tomorrow there is no way that you could sell it for the same price you are insuring it for. Are these insurance companies just ripping you off by selling you too much insurance that you don't need? (...)

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