Tag: home insurance

Top reasons for home insurance to increase, and ways to save

Even if you’re a model customer with no claims, other reasons beyond your control could be pushing your premium up.Extreme weather events and catastrophes are more frequent. As forest fires, floods, storms, and other weather events become more frequent, they cause extensive damage, resulting in more costly claims. Municipal infrastructure is getting older. Outdated municipal infrastructure and a higher demand for water make sewer backups more frequent, resulting in more damage-related claims (...)

Cannabis is legal now. How does this affect your insurance?

Canada has officially legalized recreational cannabis use as of October 17, 2018. It’s a societal shift that has left many industries scrambling to figure out how to position themselves in this brave new world. How will school curriculum's introduce education around responsible consumption? How will restaurants incorporate edibles into their menus? What will legalization mean for tourism? How will cannabis products be marketed to the public - a government website for Ontario residents. The big question though, is how are insurance companies responding to this legalization (...)

New Intact Insurance App for your policy documents

You’ve just had water damage or a fender bender. Finding your insurance documents or broker’s phone number shouldn’t be an added ordeal. To make managing these stressful times a bit easier, and to adapt our services to your needs and schedule, Intact Insurance has developed an app that allows you to access your insurance information on your smartphone or tablet. You can also connect to your account on your computer via the Client Center. Our goal? To be there when you need us. So that you have more time for what really matters (...)

What questions should I ask when shopping for a new house?

Whether you’re a first-time home buyer or you’ve done this all before, there’s a lot to think about when you’re hunting for a new home, and you probably have hundreds of questions bouncing around in your head. Is it in a safe, friendly neighborhood? Does it have a secure backyard where my dogs can run free? And how far away is the nearest grocery store? But have you thought about how different parts of the house itself could impact the cost of your home insurance, and even your eligibility for coverage? While you’re picturing life in a new home, don’t forget to ask some important questions about the house.

Playing it safe: simple ways to avoid the most common home insurance claims

They say the best way to predict the future is to create it. When it comes to home insurance claims, there is a lot that you can do to stop damage from happening in the first place. Although it may not be possible to avoid damage in every situation, you can certainly play a big role in keeping it to a minimum. Let’s walk through some tips to help you steer clear of costly and inconvenient insurance claims (...)

What About Vacant Homes?

Consider this very common scenario: You've been living in a home for five years, but have decided to upgrade to a bigger, nicer home across town. Your old home hasn't sold yet and is still listed on the market. Since you've already taken possession of your new home and have excitedly moved all your contents in, your old home is now left vacant temporarily (...)

Aviva Overland Water Protection

On February 19 Canadianunderwriter.ca reported that Aviva Canada will start to offer homeowners an overland water endorsement insuring losses arising from the accumulation or run off of surface waters. This bold announcement will make Aviva the only insurance company in Canada to offer this type of coverage (...)

Fire Safety: Do you have an Escape Plan?

When a fire occurs in your home there is no time to waste, your exit strategy must be executed calmly and efficiently. With a well planned escape plan and step-by-step instructions, it should give you and your family or co-workers the best odds of escaping the fire safely (...)

Snow Storm – Are you covered?

Winter has arrived, and to kick off the season with a bang Buffalo, NY got hit hard. If that 90-inch snow storm has left you feeling worried about the challenge of digging out your car or driveway, or perhaps it's made you question your homeowners insurance policy (...)