Hackers Black Hat

Hackers: Affecting Small Businesses

It should be of no surprise that in today's society with technology advances, social media, and new privacy laws, that cyber threats have become a growing concern among businesses. These threats are not just for large retailers either like Walmart or Home Depot, hackers are targeting small businesses as well (...)

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Hitting The Road

Tire Tread Safety

Just as the soles of your shoes wear down as you walk, so does your vehicles tires the more you drive. This in't necessarily a sign of poor driving, but rather an inevitable fact of the lifespan of tires. Failure to address these faulty tires, is thought to be a factor in 1 out of 11 vehicles crashes (9%) per year. Whether it's from blowouts, tread (...)

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Snow Removal

Snow removal: Who’s responsible?

Winter has clearly arrived, which means the snow and ice have started to build up. And while renters might assume that their landlord is responsible for shoveling snow and other winter weather maintenance, that’s not necessarily true (...)

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Cancellations Template

Withdrawals & Cancellations

Policy monthly withdrawals are one of the more difficult things to explain in the insurance industry. Insurance polices used to require a "first and last" payment (at application signing) to get the policy issued initially, much like you would have if you were renting a house or apartment (...)

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What is a Bitcoin?

Bitcoin is a relatively new form of digital currency that is just beginning to hit the mainstream, but many people still don't understand why they should make the effort to use it, or what it even is for that matter. Bitcoin has definitely opened the door for discussion in the insurance industry (...)

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Bippy Goalie

IBAO Goalie Assist Program

Thanks to the IBAO Goalie Assist program MacLachlan Insurance Inc. are able to contribute three sets of junior goalie equipment. That's right THREE sets, all of our offices were nominated this year to participate in this program. We were able to provide full sets of brand new Reebok goalie equipment intended for players age 5-7 (...)

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Snow Storm Driving

Snow Storm – Are you covered?

Winter has arrived, and to kick off the season with a bang Buffalo, NY got hit hard. If that 90-inch snow storm has left you feeling worried about the challenge of digging out your car or driveway, or perhaps it's made you question your homeowners insurance policy (...)

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Tenants

Tenants Insurance, Why Have It?

Not everyone has tenants or renters insurance, but all renters need it. The price for this coverage is relatively minor too, given that the average policy ranges from $200 - $500 a year. If you bundle a tenants policy with an automobile policy most insurance companies will give you a combined policy discount, that could potentially save you $200 - $500 on your automobile policy, making the tenants policy almost free! (...)

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Auto Insurance fallacies

There are so many misconceptions about how Auto Insurance works, that can make things really confusing. These notions can blur the facts, making an already difficult topic even more difficult to understand. These misconceptions could result in many Canadians putting their assets and lives at risk by not purchasing the correct coverage, or by buying more coverage they already have (...)

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