Assuming that you have a good driving record, once you turn 25 years old your insurance premiums typically decrease. From the perspective of insurance companies, at the age of 25 you are considered to be an experienced driver and are less likely to be involved in an accident, and you've most likely been driving for several years. Subsequently it makes renting a car much easier and cheaper (...)
Category: Auto Insurance
Protecting your Car & Home While On Vacation
Are you a regular snowbird? Or perhaps you're planning a vacation? Here are some tips to make sure you have the right coverage in place for your home and vehicle, and also some loss prevention tips to protect your home while you're away too (...)
Are You A Good Driver? – my Driving Discount
Isn't it frustrating knowing that you are a good driver, but you're paying really high insurance premiums based on your demographic, like the city you live in, your gender, the vehicle you drive, your age, and even your martial status. These are some of the factors that contribute to your insurance premium.
Tire Tread Safety
Just as the soles of your shoes wear down as you walk, so does your vehicles tires the more you drive. This in't necessarily a sign of poor driving, but rather an inevitable fact of the lifespan of tires. Failure to address these faulty tires, is thought to be a factor in 1 out of 11 vehicles crashes (9%) per year. Whether it's from blowouts, tread (...)
Withdrawals & Cancellations
Policy monthly withdrawals are one of the more difficult things to explain in the insurance industry. Insurance polices used to require a "first and last" payment (at application signing) to get the policy issued initially, much like you would have if you were renting a house or apartment (...)
Auto Insurance fallacies
There are so many misconceptions about how Auto Insurance works, that can make things really confusing. These notions can blur the facts, making an already difficult topic even more difficult to understand. These misconceptions could result in many Canadians putting their assets and lives at risk by not purchasing the correct coverage, or by buying more coverage they already have (...)
Deer Accidents – How will your insurance respond?
Every fall the number of deer related accidents seem to rise and the statistics are staggering. Deer are known to have a mind of their own and can react unexpectedly when approached with a vehicle. In most cases, the only thing you have control over is your own reaction (...)