Autumn is quickly approaching, and with it the temperatures start to drop. Although temperatures during the day are quite comfortable still, nights are starting to get rather cold. In order to save money, many people opt to use a space heater to heat one room rather than heat the entire structure. Regardless of your plan, it is important to be cautious (...)
Water leaks that arise while you are away will increase your water bill significantly, and could also cause massive damage. Turning off the water at the main shut-off water valve is the best way to protect your home from such leaks and large bills, as most insurance companies won't cover your home for water losses if you are not home for more than 4 days. See our other post on that.
Every day their seems to be a new company or service being introduced to the marketplace that's part of our increasing demand for a more sharing economy. If you have extra resources that aren't being used you might as well get some money for them. List your car at the Turo website. It’s free to register and you set the pricing and availability. Once listed, your car can be viewed by a community of Turo renters (...)
Unstaffed gyms and 24hr gyms are beginning to become more popular. With low monthly memberships, lack of lock-in contracts, and the freedom to be able to workout any time you want, why wouldn't you consider this a top choice for a place to do your workouts? These gyms can range in scale from large corporations like Anytime Fitness, to single small town gyms, that may only have the population or members to support an unstaffed gym (...)
Condominium purchases in Canada are on the rise. According to the Canadian Mortgage & Housing Corporation (CMHC) the new construction of multi unit housing developments (condos) rose by 3.7 per cent in 2015, and why wouldn't it? Condo ownership provides a care-free lifestyle that most often eliminates the need for any lawn mowing, gardening, or snow removal. It's also an attractive option for both first time home buyers (...)
Consider this very common scenario: You've been living in a home for five years, but have decided to upgrade to a bigger, nicer home across town. Your old home hasn't sold yet and is still listed on the market. Since you've already taken possession of your new home and have excitedly moved all your contents in, your old home is now left vacant temporarily (...)
The Financial Services Commission of Ontario (FSCO) has released another auto insurance reform for 2016. Some of these changes might have affected your insurance policy already, such as the winter tire discount (January 1st), but most of these changes won't be effective until June 1, 2016. They consist of items like raising comprehensive deductibles and lowering interest payments (...)
If you own or are considering purchasing a home that's more than 30 years old, there may be some unexpected insurance requirements to consider. Updates to the plumbing, electrical, roof, and heating systems are the most common, and failure to meet the insurance companies requirements could result in you not getting a renewal or a new policy (...)
Every occupation comes with its own inherit risks, but any time professional advice is provided to the public that could result in emotional, mental, financial, or physical anguish, there should be a higher duty of care and the correct insurance policies in place. Professional occupations such as lawyers, accountants, healthcare providers, engineers, and even insurance brokers (...)
