Password Security

Cyber Security – Using Strong Passwords

"Be sure to use a strong password" is advice that we are constantly being given when trying to create online accounts. It's also not uncommon to see a password meter ranking your passwords strength. That's because many computer users are continually choosing weak passwords like "123456" or "password" ranking top on the list year after year. With the rising threat of cyber crime, information leaks and data breaches, a strong password is your first line of defense (...)

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Wedding Insurance

What Everyone Ought to Know About Wedding Insurance

Your wedding is a huge investment – not only financially, but emotionally. No doubt you’ve spent a great deal of time and money planning your day. Wouldn’t you be devastated if something went wrong and your wedding was not able to happen as planned? From a sudden cancellation to stolen gifts to a damaged gown. What better way to protect yourselves financially than to insure your wedding? But what exactly is wedding insurance - and how does it work?

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Home Business Insurace

When Does Your Home Business Require Insurance?

Many Canadians operate businesses out of their homes. What they may not know is that there are exposures that go along with these businesses, no matter how small. These exposures may not be covered by their homeowner's or renter's policy. Your homeowner's or renter's policy is intended to protect your personal interests only. Therefore, any exposure relating to a business is not intended to be covered by the policy (...)

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Icicle From Heat Loss

Ice Damming Could Lead to Expensive Damage to Your Home

Energy costs in Ontario are rising, that should come of no surprise, so we need to utilize our energy consumption more effectively. A good place to start is sealing cracks and drafts around your doors and windows to make your home more energy efficient. But have you considered the financial impact of heat loss through your ceilings? While drafts around doors and windows will cost a few more dollars in heating bills, heat loss through your roof (...)

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Space Heater Post

Space Heater Safety Tips

Autumn is quickly approaching, and with it the temperatures start to drop. Although temperatures during the day are quite comfortable still, nights are starting to get rather cold. In order to save money, many people opt to use a space heater to heat one room rather than heat the entire structure. Regardless of your plan, it is important to be cautious (...)

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Going away? Shut off your water valve

Water leaks that arise while you are away will increase your water bill significantly, and could also cause massive damage. Turning off the water at the main shut-off water valve is the best way to protect your home from such leaks and large bills, as most insurance companies won't cover your home for water losses if you are not home for more than 4 days. See our other post on that.

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Turo Insurance

Turo: Renting Your Personal Vehicle

Every day their seems to be a new company or service being introduced to the marketplace that's part of our increasing demand for a more sharing economy. If you have extra resources that aren't being used you might as well get some money for them. List your car at the Turo website. It’s free to register and you set the pricing and availability. Once listed, your car can be viewed by a community of Turo renters (...)

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Unstaffed Gym

Unstaffed or 24hr Gym Insurance

Unstaffed gyms and 24hr gyms are beginning to become more popular. With low monthly memberships, lack of lock-in contracts, and the freedom to be able to workout any time you want, why wouldn't you consider this a top choice for a place to do your workouts? These gyms can range in scale from large corporations like Anytime Fitness, to single small town gyms, that may only have the population or members to support an unstaffed gym (...)

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Condo Insurance And Why You Need It

Condominium purchases in Canada are on the rise. According to the Canadian Mortgage & Housing Corporation (CMHC) the new construction of multi unit housing developments (condos) rose by 3.7 per cent in 2015, and why wouldn't it? Condo ownership provides a care-free lifestyle that most often eliminates the need for any lawn mowing, gardening, or snow removal. It's also an attractive option for both first time home buyers (...)

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