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Category: Home Insurance

The Issues With Insuring Older Homes

If you own or are considering purchasing a home that's more than 30 years old, there may be some unexpected insurance requirements to consider. Updates to the plumbing, electrical, roof, and heating systems are the most common, and failure to meet the insurance companies requirements could result in you not getting a renewal or a new policy (...)

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Liable For Online Reviews

Are you liable for online reviews?

In today's highly connected world everyone is a critic, from posting your reviews on Yelp, Google, Amazon, or any other forum. It's fairly easy to voice your opinion when you can do it essentially anonymous on the internet. You can review local businesses, crafts you found on Etsy, and car manufacturers. Pretty much anything now a days has a website or three that allows you share your opinion (...)

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Airbnb Sharing Economy

Airbnb: The Sharing Economy

Why pay a large price tag for something when you can rent it cheaper from a stranger online? That is the principle for a range of new online services that enable people to share cars, their homes, bicycles, and household appliances. Companies such as AirBnB, which lets people rent out their homes or spare rooms, or Uber (...)

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Protect Your Home - Snowbird

Heading South For the Winter? Protect Your Home

It's approaching that time of the year again that everyone enjoys - winter. Most of you will be toughing it out in the frigid temperatures, shoveling your long driveways, or cruising down the road in total blindness at 30km/h. While some of the more fortunate will be booking tropical vacations for weeks at a time, or maybe even the entire winter (...)

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Home Flood Mitigation Image

Home Flood Mitigation

With water claims on the rise due to climate change, Insurance companies have started to introduce overland water coverage to protect you. However, it still is important to know the leading causes for flooded basements, ways to prevent floods, and what to do in the event of a flood (...)

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Students Moving In

Students Living Away From Home

The new school year is approaching and thousands of students are getting ready to move away from their parents home to attend college, university, or other educational institutions. Many of them bringing laptops, smart phones, gaming consoles, furniture, and more, to their dorm rooms or rented dwellings. Are you properly covered? (...)

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Building Limit

Is Your Building Limit Too High? How Do You Know What Is Accurate?

Have you ever looked at your insurance policy and thought that the building limit on your home was too high? If you were to sell your home tomorrow there is no way that you could sell it for the same price you are insuring it for. Are these insurance companies just ripping you off by selling you too much insurance that you don't need? (...)

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claim denied

Home Insurance Exclusions

Every insurance company has their own set of exclusions that could limit your coverage or completely void your policy. Having your policy voided or limited is something that a lot of people fear could happen to them. If you forget to disclose a certain detail, you incorrectly filled out the insurance application, or maybe you're worried about coverage while you're away from home (...)

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Protecting Home Vacation

Protecting your Car & Home While On Vacation

Are you a regular snowbird? Or perhaps you're planning a vacation? Here are some tips to make sure you have the right coverage in place for your home and vehicle, and also some loss prevention tips to protect your home while you're away too (...)

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