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Students Moving In

Students Living Away From Home

The new school year is approaching and thousands of students are getting ready to move away from their parents home to attend college, university, or other educational institutions. Many of them bringing laptops, smart phones, gaming consoles, furniture, and more, to their dorm rooms or rented dwellings. Are you properly covered? (...)

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Risks for Uber

Uber Insurance Risks, Are You Properly Covered For Ridesharing?

If you aren’t living in a major city perhaps you aren’t aware of Uber, or maybe you’ve heard the name but never really understood what they did. Basically, Uber is an app-based ridesharing service, which means they operate through a smart phone application or web browser. This application allows riders and drivers to connect (...)

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Buying a new or used motorcycle

New Or Used Motorcycle Purchase? What Should You Look For?

There are many different types of motorcycles available on the market. Some are intended for long rides, cross-country, multi-purpose, or maybe you want a touring model with all the gadgets available such as heated seats, cruise control, and a stereo. Then there are the sports bikes which can be a little uncomfortable but get you to your destination quickly and fashionable (...)

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Building Limit

Is Your Building Limit Too High? How Do You Know What Is Accurate?

Have you ever looked at your insurance policy and thought that the building limit on your home was too high? If you were to sell your home tomorrow there is no way that you could sell it for the same price you are insuring it for. Are these insurance companies just ripping you off by selling you too much insurance that you don't need? (...)

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Decrease - Risky Driver

Auto Insurance Decrease at Age 25?

Assuming that you have a good driving record, once you turn 25 years old your insurance premiums typically decrease. From the perspective of insurance companies, at the age of 25 you are considered to be an experienced driver and are less likely to be involved in an accident, and you've most likely been driving for several years. Subsequently it makes renting a car much easier and cheaper (...)

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Fitness Kettlebell

Fitness and Gym Insurance

Hitting the gym, making gains, looking good, and more importantly being healthy will always be a large role in our lives, but have you ever considered the liability exposures? Whether you operate a fitness facility of some kind or you're a personal trainer, you both need to consider the possible financial set backs due to the lack of insurance coverage (...)

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claim denied

Home Insurance Exclusions

Every insurance company has their own set of exclusions that could limit your coverage or completely void your policy. Having your policy voided or limited is something that a lot of people fear could happen to them. If you forget to disclose a certain detail, you incorrectly filled out the insurance application, or maybe you're worried about coverage while you're away from home (...)

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Drone Insurance

Drone Insurance – Drones Take Flight – How Will You Be Covered?

The use of unmanned aerial vehicles (UAV) or drone's as they're commonly known have begun to increase, and so has the demand for insuring these units. Transport Canada has strict guidelines and conditions that need to be met, which very from every type of aircraft, its weight, as well as how and where you plan to use it (...)

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