Building Limit

Is Your Building Limit Too High? How Do You Know What Is Accurate?

Have you ever looked at your insurance policy and thought that the building limit on your home was too high? If you were to sell your home tomorrow there is no way that you could sell it for the same price you are insuring it for. Are these insurance companies just ripping you off by selling you too much insurance that you don't need? (...)

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Decrease - Risky Driver

Auto Insurance Decrease at Age 25?

Assuming that you have a good driving record, once you turn 25 years old your insurance premiums typically decrease. From the perspective of insurance companies, at the age of 25 you are considered to be an experienced driver and are less likely to be involved in an accident, and you've most likely been driving for several years. Subsequently it makes renting a car much easier and cheaper (...)

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Fitness Kettlebell

Fitness and Gym Insurance

Hitting the gym, making gains, looking good, and more importantly being healthy will always be a large role in our lives, but have you ever considered the liability exposures? Whether you operate a fitness facility of some kind or you're a personal trainer, you both need to consider the possible financial set backs due to the lack of insurance coverage (...)

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claim denied

Home Insurance Exclusions

Every insurance company has their own set of exclusions that could limit your coverage or completely void your policy. Having your policy voided or limited is something that a lot of people fear could happen to them. If you forget to disclose a certain detail, you incorrectly filled out the insurance application, or maybe you're worried about coverage while you're away from home (...)

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Drone Insurance

Drone Insurance – Drones Take Flight – How Will You Be Covered?

The use of unmanned aerial vehicles (UAV) or drone's as they're commonly known have begun to increase, and so has the demand for insuring these units. Transport Canada has strict guidelines and conditions that need to be met, which very from every type of aircraft, its weight, as well as how and where you plan to use it (...)

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Protecting Home Vacation

Protecting your Car & Home While On Vacation

Are you a regular snowbird? Or perhaps you're planning a vacation? Here are some tips to make sure you have the right coverage in place for your home and vehicle, and also some loss prevention tips to protect your home while you're away too (...)

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Are You A Good Driver? – my Driving Discount

Isn't it frustrating knowing that you are a good driver, but you're paying really high insurance premiums based on your demographic, like the city you live in, your gender, the vehicle you drive, your age, and even your martial status. These are some of the factors that contribute to your insurance premium.

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Calgary Flood 2013

Aviva Overland Water Protection

On February 19 Canadianunderwriter.ca reported that Aviva Canada will start to offer homeowners an overland water endorsement insuring losses arising from the accumulation or run off of surface waters. This bold announcement will make Aviva the only insurance company in Canada to offer this type of coverage (...)

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Fire Safety And Escape

Fire Safety: Do you have an Escape Plan?

When a fire occurs in your home there is no time to waste, your exit strategy must be executed calmly and efficiently. With a well planned escape plan and step-by-step instructions, it should give you and your family or co-workers the best odds of escaping the fire safely (...)

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